7 Best AI HR & Payroll Software for Singapore SMEs (2026 Comparison)
Managing human resources and payroll in Singapore comes with unique challenges, from CPF calculations and IR8A submissions to compliance with the Employment Act. For SMEs looking to automate these processes, AI-powered HR and payroll software offers a transformative solution. This guide compares the best AI HR payroll software for Singapore SMEs and shows how government grants can make adoption remarkably affordable.
Why AI HR Software Is Essential for Singapore SMEs
Manual payroll processing is not just time-consuming; it is risky. A single error in CPF contributions or tax calculations can result in penalties from IRAS or CPF Board. AI-powered HR software eliminates these risks through intelligent automation, ensuring compliance while freeing your HR team to focus on strategic initiatives like talent development and retention.
For businesses seeking HR automation for businesses in Paya Lebar and across Singapore, the benefits extend beyond compliance. AI can predict employee turnover, optimise scheduling, and provide data-driven insights for better workforce planning.
The 7 Best AI HR & Payroll Solutions
1. QuickHR
QuickHR is a comprehensive, Singapore-built HR platform that leverages AI for automated payroll processing, leave management, and CPF submissions. Its AI engine handles complex calculations including overtime, shift differentials, and pro-rated salaries with precision.
2. JustLogin
JustLogin offers cloud-based HR management with AI-powered features including smart attendance tracking, automated leave calculations, and intelligent payroll processing. The platform is designed specifically for Singapore's regulatory environment.
3. Talenox
Talenox provides a streamlined HR experience with AI-assisted payroll, leave, and claims management. Its clean interface and automated compliance features make it popular among startups and small businesses, including those seeking payroll software for Changi Business Park operations.
4. HReasily
HReasily uses AI to automate the entire payroll cycle, from attendance capture to payslip generation. Its machine learning algorithms adapt to your company's specific policies and can handle complex multi-country payroll scenarios.
5. Swingvy
Swingvy combines modern design with powerful AI capabilities. Its platform automates payroll calculations, generates IRAS-compliant reports, and provides predictive analytics for workforce planning.
6. Info-Tech
Info-Tech offers enterprise-grade HR solutions with AI-powered modules for recruitment, performance management, and payroll. Its comprehensive feature set makes it suitable for larger SMEs with complex HR needs.
7. Carbonate HR
Carbonate HR uses AI for intelligent leave management, automated payroll processing, and employee engagement analytics. Its chatbot feature allows employees to submit leave requests and check payslip details through natural language conversations.
Comparison Table
| Software | PSG Approved | AI Highlights | Price Range | Best For |
|---|---|---|---|---|
| QuickHR | Yes | Auto CPF, smart payroll | S$5-15/emp/mo | Full-service HR |
| JustLogin | Yes | Smart attendance, auto leave | S$4-12/emp/mo | Mid-size SMEs |
| Talenox | Yes | Streamlined AI payroll | Free-S$8/emp/mo | Startups |
| HReasily | Yes | Adaptive payroll engine | S$3-10/emp/mo | Multi-country |
| Swingvy | Yes | Predictive analytics | S$5-12/emp/mo | Modern teams |
| Info-Tech | Yes | Enterprise AI modules | Custom pricing | Larger SMEs |
| Carbonate | Yes | AI chatbot, engagement | S$4-10/emp/mo | Employee engagement |
Case Study: Recruitment Agency in Paya Lebar
A recruitment agency in Paya Lebar with 20 employees was spending approximately 30 hours per month on manual payroll processing. The HR manager had to manually calculate CPF contributions, overtime pay, and commission structures for each employee, a process fraught with errors and delays.
The Transformation
The agency adopted QuickHR's AI-powered payroll system at a cost of S$10,000 for the annual license.
Financial Impact
| Description | Amount |
|---|---|
| Annual Software Cost | S$10,000 |
| EIS 400% Deduction (S$10,000 x 4) | S$40,000 |
| Tax Savings (17% of S$40,000) | S$6,800 |
| Annual Time Savings (25 hrs/mo x S$60/hr) | S$18,000 |
| Total Annual Benefit | S$24,800 |
Government Grant Support
Productivity Solutions Grant (PSG)
Many of the solutions listed above are PSG pre-approved, meaning you can claim up to 50% funding support for the implementation costs. This significantly reduces the upfront investment required.
Enterprise Innovation Scheme (EIS)
The EIS provides a 400% tax deduction on up to S$50,000 of qualifying AI expenditure per Year of Assessment (YA 2025-2028). For the best AI HR payroll software Singapore SME investments, this can translate into thousands of dollars in tax savings.
How to Choose the Right Solution
When selecting an AI HR and payroll solution, consider your company size and growth trajectory, the complexity of your payroll structure (commissions, shifts, overtime), integration requirements with existing systems, the level of customer support available locally, and compliance features specific to Singapore regulations.
Conclusion
The best AI HR payroll software Singapore SME solutions listed in this guide can transform your HR operations from a cost centre into a strategic advantage. With government grants covering a significant portion of the investment, there has never been a better time to make the switch.
Explore all PSG-approved HR and payroll solutions on SGAI Finder and calculate your potential savings today.
References
[1] IRAS. (2026). Enterprise Innovation Scheme. Retrieved from https://www.iras.gov.sg/schemes/disbursement-schemes/enterprise-innovation-scheme-(eis)
[2] Enterprise Singapore. (2026). Productivity Solutions Grant. Retrieved from https://www.enterprisesg.gov.sg/financial-support/productivity-solutions-grant